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Life can change in an instant. A medical emergency, accident, illness, or sudden decline can leave you unable to make decisions for yourself—sometimes temporarily, sometimes permanently. When that happens, one critical question comes into focus: Who has the legal authority to act for you? In T...

Most Texans think estate planning is about what happens after they're gone.In reality, one of the most important reasons to plan is to protect your independence while you are still alive. Illness, injury, or disability can affect anyone—at any age. A medical event, accident, or gradual decline c...